Is Prosperity of Life a Scam? [A Review Through My Own Experience]

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Prosperity of Life

$2,438 - $20,900





Likely to be profitable



  • Anyone can benefit from self-development
  • Generous commission
  • High quality courses


  • Massively overpriced products
  • High cost to join
  • Does not live up to its promise for the majority of people - working 4 hrs and make $10,000/month

If you just want to know Is Prosperity Of Life a Scam? Let me save you some time…

NO, it is not.

But I assume you want to know more…not just the basic questions like What is Prosperity of Life (PoL)? How much does it cost to get started? Can you make money with Prosperity of life? etc.

Perhaps, more importantly, read the prosperity of life real reviews, from someone who had experience before you decide for yourself whether it is right for you. 

Welcome to my Prosperity of Life review.

I hope by sharing my personal experience, it can help you make an educated decision on whether the program is right for you.


Product NameProsperity of Life (PoL)
FounderShane and Rachel Krider
TypeNetwork marketing on Self-development & Wealthy creation
Product DescriptionOffers personal development courses, seminars and online business opportunities to help people achieve success and financial independence.
Price$2,438 – $20,900
Freebie AvailableNo

How I Came Across Prosperity of Life?

Back in 2019, I was feeling undervalued and unfulfilled from my corporate 9 to 5 job.

In searching for fulfilment in life and a side hustle to make extra money, I came across Prosperity of Life – a self-development program that also offers business opportunities to achieve financial independence at the same time.

How perfect is that?

When a little ad popped up on my screen – “fill out your details to request for an interview”, I quickly filled out my details and hit the submit button.

While I was anxiously waiting for the call, in the back of my mind, I was also wondering is Prosperity of Life a complete scam? So I started searching on google…

What is Prosperity of Life?

Prosperity of Life (POL), formerly known as Liberty League, is a U.S based network company that offers personal development products and wealth creation opportunities to help people achieve financial independence.

The personal development products include online courses, live events and a combination of the two.

The wealth creation opportunity provides a “business in a box” solution which encompasses the system, training, coaching that you will need to be successful.

While Prosperity of Life claims the business model is NOT a Multi-Level-Marketing (MLM), it paints the picture that you can make $10,000 a month from working 4 hours a week without having to sell to friends and family, no cold calling people, and no hosting or attending meetings.

Intrigued? – I TOTALLY WAS…

But I still want to first make sure Prosperity of Life is not a scam, if I can trust the people behind the company. So let’s take a look at the founders…

Who Are the Founders? 

Prosperity of Life is co-owned by Shane and Rachel Krider, and Gregory Storm. 

While the company is registered in the US, Rachel and Shane Krider operate the company from Thailand.

Shane Krider was the co-owner of Liberty League (PoL’s predecessor), which had several legal battles in different countries where pyramid schemes are illegal.

Fair enough, we all make mistakes, as long as they paid for it and learned from it… but slightly alarming.

Rachel Krider, the wife of Shane Krider, is a high school dropout, who started her career as a distributor with Liberty League and started to make a 6-figure sum in 7 months. Now she is the head of marketing for the company.

Gregory Storm, is the director and producer of the PoL education media products. He had produced over 1,000 television commercials, music videos and feature films that were shown on Superbowl and other broadcasts worldwide.  

Is Prosperity of Life a scam? - Prosperity of life review

Despite Shane’s previous legal battle, both the founders seem to be the typical self-made entrepreneurs, nothing that inspiring but if they can teach me how to make money by working less (legally), I can live with that.

Though, it is still too early to say that Prosperity of Life is legit, not a scam. 

Let’s keep going and have a look at the products.

Prosperity of Life Products and Costs?


If you are reading this standing up, please take a seat, as you may find this section a shock to the system.

Prosperity of Life offers 5 products plus a signup bonus that can also be sold separately.

The products can be sold at a regular price to customers who do not wish to join the network, or at a wholesale price for those who join the network as associates.

Product #1 – Master of Destinies, M1 in short.

This is a 12-month course comprised of 9 parts that cover Know for yourself, Departure, Decision and Action, plus content from 3 recorded POL first year live events.

This is their entry level, bread and butter product.

(Or should I say the one that has the LEAST shock effect..)

Is prosperity of life a scam - M1
  • Regular price: $2,855
  • Wholesale price: $2,285 (if you join the network)

Product #2 – M7

This is a 4-module course with recorded POL 2nd & 3rd year 4 live events.

  • Regular price: $5,740
  • Wholesale price: $4,590

Product #3 – M7 Fast Track

This is basically a package deal to purchase M1 & M7 at the same time, with a discounted price.   

Prosperity of Life Review - M7 Fast track
  • Regular price: $7,820
  • Wholesale price: $6,250

Product #4 – M2 Sovereignty Live Event

A 5-day live event on wealth creation and mindset. In Shane’s words, “it teaches you everything the middle class doesn’t understand about money”. 

The topic includes:

  • History of Money
  • How Money is Created
  • Prosperity Consciousness
  • Unlearning the myths of the middle class
  • Why and How to Take the Leap
  • Making Money Work for You
Is prosperity of life a scam - M2
  • Regular price: $9,950
  • Wholesale price: $7,950

The price for the live events are for 2 people to attend, however, travel and accommodation are on top of that price.

While the events take place in exciting places like Las Vegas, Asia or Europe, it also comes with a hefty travel and accommodation cost at approx. $4,000 for 2 people. 

That’s a total of $12,000! (I did warn you to sit down earlier…)

Product #5 – M3 Influence Live.

Here is the crown jewel of PoL’s product lineup – A 8-day advanced personal development course, plus coaching seminar.

The event covers topics including:

  • Epi Genetics
  • Vibration, Perceptions, Attraction
  • The field of infinite potential
  • Change your story change your role
  • Intention and attention
  • Delineation and confront

(I don’t know about you, I’m starting to get lost with some of these phrases or initiatives…perhaps it’s just beyond middle-class people like you and myself…)

Is prosperity of life a scam - M3
  • Regular price: $16,190
  • Wholesale price: $12,950

Again this is the price for 2 people to attend the event. Travel and accommodation are additional cost. 

(But I guess at this point, if you can afford a $12K live event, what’s $5K more?)

Breakthrough 17-Day Personal Prosperity System is offered as a signup freebie. 

It is a 17-day course on self-development and a mindset shift. It includes 6 steps to unlock the hidden power of your mind.

  • Regular price: $1,497
  • Wholesale cost: $997

How Much Does It Cost To Get Started With Prosperity of Life?

In order to be qualified to make money from Prosperity of Life’s products, you must:

  1. Purchase the specific product (from above) that you want to promote. For example, if you bought M1, you can only promote M1. If you want to promote other products, say M2, you must purchase M2 first. 
  2. Pass up 2 sales to your director (the person who recruited you) for every product that you want to promote. For M7 Fast track (Product #3), you only need to pass 2 sales in order to promote both M1 & M7.
  3. Pay $153 for the first month to set up your business, then $113/month after. It breaks down to:
  • Registration fee $39.95 / month
  • Lead manager $29.95 / month
  • Training portal $33.00 / month
  • Marketing websites $49.95 / month (Online Business Manager, Lead Vortex Pro and Conference Call System)

So to get started with Prosperity of Life, it will cost you between $2,438 (M1) – $20,900 (+ Travel & Accommodation).

Realistically, most people start at M1, some jump straight to M7 Fast track before venturing to M2 and M3.

Here’s what the commission looks like for each product.

Prosperity of Life Review - Commission

Don’t know about you, even though I’m sitting down reading all of these, I still feel slightly dizzy from the shocking price tag.

However, it’s still too early to say that Prosperity of Life is a scam, but the price tags certainly make me feel like a bl00dy rip-off. 

I closed my computer, decided that I needed some time to process the information that I just learned…

This is when my phone rang.

The “Interview”…

On the other end of the call was a friendly lady with an Australian accent. She began by telling me how she got started with Prosperity of Life, and quickly turned to ask a few questions about me, so she could see if I was a good fit for the business.

She asked me why I was interested in PoL, and how much I would like to make a month.

The conversation flowed smoothly until I said if I would love to make $5,000 a month as a side hustle.

It was almost like a flip of a switch.

All of a sudden she cut me off and announced: “unfortunately, we only recruit people with big financial dreams. At this stage, I don’t feel you are a good fit for the business”.  She ended the call bluntly by saying that she will send me an email, in case I can start to dream bigger and feel ready in the future.

… with her hanging up, I was shocked.




It felt like being slapped in the face when I did not see it coming at all…

Post “Interview”

Within an hour, an email arrived in my inbox:

prosperity of life reviews

The email reminded me that I was not a “big thinker”, so I had some work to do if I want to be one of them… by doing that, I need to answer 2 questions:

  1. What is it that you truly want to create in your life
  2. For each of the things, assign a dollar value on the cost to achieve it.

The feeling of rejection quickly lit a fire inside of me to prove that I DO have big dreams, and I DO DESERVE to have the financial freedom, whatever I define that to be.

So I took my time to answer the questions from the email. I thought regardless of Prosperity of Life, I DO need to answer these questions for myself.

After sending back the reply, I quickly got a response from the lady agreeing that “now we are more aligned”, followed by a separate email with a series of information videos about the company.

She also asked me to contact her after going through the videos in case I have any questions.

So What Actually Just Happened…

So what I just went through with this Australian lady, is the designed POL sales funnel.

It’s completely scripted. Based on the individual response, you got put into different paths.

But guess what?

All the paths lead to the end goal, which is getting you to purchasing and join the network.

So at the end of the day – everyone gets hired as long as you are willing to pay $2,438…

How To Make Money with Prosperity of Life?

Now you’ve heard my story from the receiving end of the POL sales funnel, let’s summarise the 3 steps a distributor (paid member) will follow to make money.

Step 1. Place an Ad

Remember I was searching for “personal development” and “make money online”? This is how I found Prosperity of Life. 

This is the first step to get leads. POL will teach you how to place paid and unpaid ads online to attract leads.

Speaking of paid, the expense of the ads will come out of your own pocket.

So how much would that cost?

While this solely depends on your own budget, you may start at $50-100/month.  Rachel Krider advice to invest 30% of your income on ads as a rule of thumb, once you start making money.

Step 2. Interview, qualify leads (5-10min. scripted phone call)

Yep, that’s the phone call I got. As it turns out, it’s all scripted.

Based on the individual response, prospects can be put on to 3 paths:

  1. The prospect is not interested at all – end of.
  2. The prospect wants to make a minimum $10,000 a month, and willing to invest BIG to achieve it. This is considered “a good fit” for the business. So you can send a series of videos about the business.
  3. The prospect is intrigued but sceptical and is not hungry enough to make and invest lots of money. (which I think most people fall within this category, like myself) I was told, “you are not a good fit for this”, so I had to do some work to get myself to a point that I would be ready. After that, I will receive informational videos.

Step 3. Follow up

After going through a series of videos, you will set up a follow-up call to answer any questions. If you are a new distributor, the follow-up call can be a three-way including your director to help to answer the questions.

So from here, you better hope for the best, you gave your lead all the information, answered all his/her questions, and therefore they need to be ready to pay you a minimum $2,438.

You can make profit from Prosperity of Life from the following 3 ways:

  1. Direct profit from selling the products
  2. The pass up sale profit from the new recruits
  3. Residual income – someone who repeat purchases the live events


In the series of videos that I was sent to, there are plenty of testimonials featuring success stories like a retired couple living their dream life in Hawaii; a mom happily working by the swimming pool with children playing in the background; men and women celebrating their success on a yacht…

But what’s the percentage of success out of all who joined POL? At what expense did they get to where they are?

And if these people are only a small percentage of the pyramid, what about the rest of the people? … until I found their voices below ?

Prosperity of Life Review

I think it’s important to see both successful and failed stories because, in reality, it can go either way. 

A Network Marketing Company, not a Multi-level-Marketing (MLM) Pyramid Scheme…

Prosperity of Life categorises itself as a network marketing company, not a Multi-Level_Marketing (MLM) Pyramid Scheme (which is illegal in many countries).

“Multi-Level-Marketing (MLM) is a legal business practice, but unlike traditional pyramid schemes, this model involves the sale of actual goods or services. But participants are not mandated to close any sales, in order to generate income by recruiting members below them.” (Source

Sounds a lot like PoL business model right?

But the key difference is that, after the 2 pass-up sales, the distributors can keep the 100% commission forever instead of splitting with up-line.  This makes it more like a direct sale.

Other subtle differences are, there is no monthly quota to meet, no selling to friends and family.

Prosperity of Life – Red Flags

While Prosperity of Life technically is NOT an MLM pyramid scheme therefore NOT a scam, there are a few red flags that just didn’t sit well with me.

Red Flag #1 – Borderline of being illegal

Prosperity of Life was transformed by previously called Liberty League, co-owned by Shane Krider. 

I had a search on Google, and here’s what I found:

In 2006, according to an Office of Attorney General Statement from the State of Arizona Department of Law, Liberty League took a settlement on a complaint of tricking “customers into spending substantial amounts of money by promising ‘sizable commission’…”

In Aug 2009, Liberty League was officially classified as a pyramid scheme, therefore illegal in the Australian state of New South Wales.

Liberty League law suits

It looks like Prosperity of Life – the newer version of Liberty League, is much more careful on the legal side of things.

However, from a potential customer/associate perspective, the business model is still awfully similar to what was it before… and would you want to work for a company that had a history of integrity legal battles?

Red Flag #2 – The “interview” made me feel awful…

Remember that 5 min. “interview” call I got?

By being realistic and careful, I was told that “you are not a good fit for the business because you didn’t have big enough financial goals” left me feeling awful about myself…

The PoL person used reverse psychology by telling me I can’t have something, in order to make me want even more.

Clever, but sneaky too…

Maybe this is effective to some, I don’t want to replicate this type of sales method to tap into others’ scarcity and insecurity in order to make money.

Isn’t Personal Development all about empowering?

Red Flag #3 – The the products are UTTERLY expensive!

According to a 7-year ex-POL associate Alex Ford, the products are high quality and at the level with some of the best on the market, such as Tony Robbins, Robert Kiyosaki etc.

But compared with what they charge, POL products are utterly expensive!

Tony Robbins’ 3 1/2 day Unleash the Power Within Event costs $650 and a 5-day Event costs less than $5000, in comparison with the POL M2 Sovereignty Live Event at a price tag of $7,950.

You can buy Robert Kiyosaki’s Rich Dad Poor Dad on Amazon for $14.89.

The women who changed my life is Mel Robins. I did her month-long Mindset Reset program simply by watching her video on youtube FOR FREE. This is how you SHOULD feel from a true personal development coach:

Red Flag #4 – Lack of support beyond the 2 pass-up sales…

If you take a close look at the POL system, beyond the 2 pass up sales to your director, there’s nothing in the process to ensure that you will get continuous support from your director.

In other words, you can be left in the dust once your director took money from your 2 initial sales. This was proven to be the case based on many ex-PoL members’ testimonial above. 

Red Flag #5 – The payment goes to the director instead of the company…

Unlike the traditional MLM companies like AVON and Herbalife, when you purchase the POL products, the payment goes directly to your director (the person who introduced to you), instead of the company.

For how much money you are paying, it just feels like you are putting ALOT of trust in a person that you just “met”. What happens if the person leaves the company? It begs the question that is this a way for POL to reduce liability?

I can’t put my finger on it, but certainly a red flag in my eye.

Who is Prosperity of Life best for?

Prosperity of Life is not a scam, but by now you probably got a sense that it was not for me.  That’s not to say it can be a good match for a small population:

  • People who are passionate about personal growth and willing to invest thousands in personal development courses
  • Those who want to make $10,000+ a month and only work 4 hours a week
  • Who is willing to take the risk that they will never make the money as expected

Who is Not for?

Well, clearly for people like me who “don’t have big dreams of making $10,000 a month from working 4 hours a week” (according to the POL lady).

Or otherwise known as

  • people who are being realistic about effort vs. return ??‍♀️
  • who are careful about their hard-earned money ??‍♀️
  • and who are simply not willing to risk thousands going down the drain. ??‍♀️

What are the Pros and Cons of Prosperity of Life?

Just because Prosperity of Life is not right for me, it doesn’t mean it’s all negative. There are many people who achieved their financial independence with POL, and benefited from the products at the same time.

To give you a balanced view, here is a summary of pros and cons:


  • Anyone can benefit from self-development
  • Generous commission
  • High quality courses


  • Playing tricks by using reverse psychology and scarcity
  • Massively overpriced products
  • High cost to join
  • You have to promote/sell their products
  • Does not live up to its promise for the majority of people – working 4 hrs and make $10,000/month

My Final Thoughts… Is Prosperity of Life Legit or a Scam?

No, Prosperity of Life is a legit business, not a scam. Searching many Prosperity of Life reviews online, seems like it helped many people to achieve their financial dreams. Those who were willing to take that leap of faith by investing a huge amount of money and effort without the guarantee for success.

Are you one of them?


Although technically I can afford it financially, I couldn’t bear the fact that I would spend our hard-earned money (nearly $3,000) on something that I may never get back.

Plus the amount of pressure I will put myself under to make it work. Not to mention if I failed, I will never forgive myself for wasting the amount of money we could have spent on a family vacation…

The upfront risk was just WAY too high for me.

Instead, I found an alternative path to achieve my financial goal.

How I Make Passive Income Online Now…

All things happen for a reason…

Despite the reverse psychology POL used to get me fired up, to date, I am pleased that it actually happened.

For the first time in my life, it made me to dream big without constraints.

I now have a financial goal for myself to achieve and have the clarity of my reasons.

As a result, I found a path that I am passionate about and doesn’t require a mighty upfront investment. It was the start of my online business journey…

2022 UPDATE: A little over 2 years into my journey, I am SO happy with the path I chose. Not only I am on my way to building a passive income business but more importantly, I am able to help people like you along the way.

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This Post Has 25 Comments

  1. Yoana

    Thank you for this review. I have been looking into Prosperity of life before in order to make money, but I did not come as far as you did. The pricing was just ridiculous and I could t afford it. However, I managed to start Affiliate marketing in return as a way better option in terms of investment. I am new t affiliate marketing but can definitely say I enjoy the experience and the costs are minimal. 

    Kind regards,


    1. Chloe

      I echo you that Affiliate Marketing is a better way to make passive income. Thanks for sharing your experience. 

    2. gerardo

      Hi Yoana, would you share some tips how to become an affiliate marketer? I am very interested on it, thanks.

  2. Dominic

    Whoa, PoL looks like one helluva torture for newcomers! From the discouraging interview to the 2 pass up sales to the 1,000’s of dollars you’d have to dish out prior to doing anything, I’m kind of thinking if all these sacrifices would be worth just for a 6 or 7-figure lifestyle. Considering that the FTC is on the lookout for shady MLMs, even if I generate a fortune in the company, I might wake up the next day losing all that wealth!

    Speaking of personal development programs and biz opportunities, I look up to Bob Proctor and all his teachings especially his Paradigm Shift event. But then recently, I discovered the funny side of them involving hiring consultants and paying over 10,000 dollars just to join their opportunity. After all, Bob is also a big advocate of network marketing opportunities and he’s designing his company to work under that model. Any thoughts on this?

    1. Chloe

      Hi Dominic, the network marketing business model itself if legal. The biggest difference between network marketing vs. pyramid is that network marketing promotes specific products. I am not too familiar with Bob Proctor and the events, although 10,000 dollars to join as a consultant seem to be very steep. At the end of the day, you will need to evaluate how does the opportunity sit with you and your situation. Also trust your instincts as well. 

      Thanks for stopping by and the question. 

  3. Nice Idea!

    Hi Chloe,

    your analysis is really amazing and well structured.

    I didn’t know that product before, but I was very interested while reading what you wrote about it.

    I also appreciate your style and the transparency which you shown while describing how it works and the prices.

    I Agree with you, that it is quite hard to start an unsure business by investing a huge amount of money.

    Well done.

    Thank you for sharing,


    1. Chloe

      Thanks for the kind words Andrea. 

  4. Mojisola Kupolati (Debbie)

    Hi Chloe. Thanks for this thorough review on Prosperity of Life which could help a prospective subscriber make an educated decision. Though I may not be considering signing up with POL, there is a lot to learn from their strategy. The need to dream big and to place value on the time we spend doing what we do. This will help us to maximise the use of our time in productive ventures.

    1. Chloe

      There’s always learning from any experience we went through. By sharing mine, I hope it helps others to make their decisions. 

  5. Sillery

    Prosperity of Life is exactly the same as Liberty League, with the same shady characters running it. It was a scam then and it’s a scam now.

    1. Chloe

      Liberty League definitely crossed some legal lines, but I hope Prosperity of Life has learned the lessons. I can’t speak for others, but it was not the right path for me.

  6. Sarah

    I have also just had an interview call from POL !! Like yourself I am sceptical and do not have the excess income available at present to buy into this but do feel I want to start an online business helping others. Your information was very helpful thank you.


    1. Chloe

      Hi Sarah,
      I’m so glad you can benefit from my experience and make the right choice for yourself. It has been over a year since the “call”, and I am SO happy with the path that I chose. I hope you will too!

  7. Deepa

    Hi Chloe,
    I received an interview call from POL and was feeling exactly the same like you, not convinced.

    So glad you have all the details without people having to go through 2 hours of presentation.

    Keep up your good work of making people aware of the facts as they are.

    1. Chloe

      Thank you, Deepa, glad this was helpful!

  8. Jessie

    Thanks for your fantastic detailed review Chloe.

    I came across this page yesterday via an Instagram link that lead me down the rabbit hole finally landing at PoL.
    Interestingly when I got to the page I though, I’ve seen this somewhere before.
    Just before Christmas I applied for a “job” on Indeed that turned out to be a part of PoL.
    I got the call and missed it, we paid phone tag a bit, Christmas happened and I never got back to calling. I think it was the universe cutting in.
    So it appears to me each recruit sets up their own website called something inspirational and then it finally links to PoL.

    As a fellow introvert I am interested in Affiliate Marketing though so I have followed your link above and will look into it.

    Thanks again

    1. Chloe

      Hi Jessie, I am glad by sharing my own experience on POL provides an alternative option for those like us who are ambitious in pursuing our dreams. Everyone has their own path to get there, knowing all the options and finding the right one for you is the key. All the best!

  9. Alvin

    Hi Chloe,

    All I want to say is “thank you”.
    A lady called me and I watched all 4 videos. Of course, I am not convinced. Further research about POL and I came here to read your review…. my decision is right. lolx, Keep up the good work.

    1. Chloe

      Glad my experience was able to help you to make the right decision for you!

  10. Una

    Hi Chloe,

    Enquired with POL ,yes fees are steep,Thanks to your insightful words and work.I chose to pump the brakes and not go with them.

    1. Chloe

      I hope my story helped you to make the right decision for you.

  11. Debbie Williams

    Hi Chloe,

    Thank you for your review and Insite to POL. I have just started watching the videos that a guy called Simon Haggard sent through to me. I came across his add on insta as well. After reading your review, I’m starting to doubt the whole scheme, ESPECIALLY that it’s going to cost a minumum of about 2k. I’ve only Just started watching the videos and already have doubts, what sold me with him, is that I don’t want to work for anyone anymore, I want my own business and working from home and PERSONAL DEVELOPMENT, is right down my ally, so I was sold on that, but now I don’t know, I want to start earning good money, more than I thought I could, helping people in some way and have my own online business, but I have no idea where to start and definitely don’t have the funds to hand over to anyone and your review definitely opened up my eyes to this POL company, so Thank you. I am supposed to be having the final phone call with this Simon guy this afternoon at 3pm once I have watched the 2plus hrs of videos, but now I don’t know. Any advice on how to start my own online business or start earning decent money without joining programs like POL? And having to pay out alot of money at the same time?
    Thank you,
    Debbie Williams

  12. Michael

    I wish your review was available in 2018. We fell into the trap… what the frustrating fact is that each person you sign up automatically becomes a competitor. It’s sad to see honest people “invest” in this so called income stream only to fail. Enter with caution.

  13. Paolo debernardi

    Thank you for your review, I will join prosperity of life. I have been scammed before many times where companies have run away with our money. Spending $3,000 on holiday is crazy, first you need to make money from a business and you use the money you generate to go on holiday.

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