🎶 9 to 5, yeah, they got you where they want you. There's a better life. And you think about it, don't you?" 🎶
Welcome, I am glad you are here!
It’s NOT your 9 to 5 is a UK based family finance blog to help busy mums like you
SAVE MONEY (& TIME) and EARN EXTRA INCOME
outside of your 9 to 5.
Hiya, I'm Chloe!
Just like you, I’m a mum who is putting family first and letting my 9 to 5 career take a backseat…
Raising children is a phase in life that demands both our TIME and MONEY, two elements that seem to always work against each other. Part-time jobs that can work around school schedules are just a few and far between.
Even for those who are lucky enough to work part-time, most of them are either overqualified and (or) underpaid.
Well, that was me!
Before I became a mum, I was an engineer on the fast track, climbing the corporate ladder with my heart and soul invested.
Seven years ago, after my 1st child was born, I made a decision to work part-time so I could devote more time to my family.
Despite my part-time status, I was desperately trying to prove that I could still progress in my career. So I took on more responsibility and signed up for more “stretch assignments”…
As it turned out, with little reward, I became extremely stressed from work, while carrying a pang of massive mum guilt for not being able to be the best version of myself for my family.
The truth is, even if I do get the next promotion, I will be trading even more time with my family.
So is that what I really want?
TURNING POINT...
Overworked, frustrated and feeling guilty, I started asking myself -
“Can I truly have both MONEY and TIME, at the same time, so I can enjoy spending it with my family?”
Being an engineer at heart, the logical part of me led me to come to the conclusion:
There are really 2 ways to have more money –
SAVE MORE & EARN MORE.
… and for the past decade, I’d been putting all my eggs in one basket – climbing the corporate ladder so I can earn more, while ignoring all other financial opportunities that would be beneficial for me and my family long term.
Having to live through 3 financial downturns in my career, the most recent one being the 2020 pandemic. Each time coming close to seeing my 15 years of giving my heart and soul for the company being turned into a simple statistic, another number shown the door. It finally drove home the lesson that I need to take control of my finance, to diversify my income, and save money for the rainy days.
This is when I started my journey to really figuring out how to SAVE MONEY, and finding other ways to EARN EXTRA INCOME outside of my 9 to 5.
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FAST FORWARD 🚀
A year into my journey, I was able to
✅ save over £2000 just from our day-to-day spendings like groceries and energy bills.
✅ I also made over £3000 in extra income, a big chunk of it is Tax-Free (don’t worry, no dodgy business, it’s 100% legal).
While it’s fun to earn extra cash, ultimately I wanted to find a way to make a passive income so I can stop trading time for money.
That’s when I started to build my online business to help more mums like me.
Today I still work part-time, still giving my best to the corporate world, but I no longer spend mindless hours that only push me against the glass ceiling. My finance no longer solely depends on my next promotion.
Instead, I am able to save more, diversify my income stream, and can spend more quality time with my family.
… and guess what? I am happier!
How Can I Help You?
After having some early success in my journey, itsnotyour9to5.com was born.
I figured if I can share my experience in the search of TIME & MONEY while raising a family in the UK, this may help other mums like me who are in the same boat.
By now, you probably already know that I am no finance expert here. To be honest, I HATE reading stuff from finance newspapers and magazines because I found it hard to understand and far removed from my day-to-day needs.
In this blog, you will
🔹 find practical UK family finance-related topics explained in a non-finance way.
🔹 get endless tips and tricks on how to save more money and waste less.
🔹 learn how to share your passion online while making passive income.
I hope this blog serves you as a source of HOPE as it did for me.
It’s time to take control of your finances, diversify your income, and be more than your 9 to 5.
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